The definition of a spouse for supplemental life insurance usually includes anyone who is recognized by state law as your husband or wife. Some group plans allow you to buy life insurance for other adult dependents, but this is less common. For example, similar to health insurance, in many supplementary life insurance plans, children are only considered dependents until age 26. Most plans allow you to add dependent life insurance for your children and spouse, if they meet requirements. To be eligible for dependent coverage, the person must first qualify as a dependent, according to the definitions in your group life insurance plan. Who qualifies as a dependent for life insurance? However, this isn't common, so ask your employer whether your family would qualify. Some employers allow employees to continue a dependent life insurance policy past their date of retirement if they meet age or tenure requirements. For instance, the only option may be to convert to a permanent life insurance policy, such as whole or universal life insurance. Insurance company options and policy types will likely be limited. Your spouse would just convert the dependent policy to an individual life insurance policy. The option allows your spouse to keep life insurance coverage without proving insurability. You retire, quit or are terminated from your position Rates vary by the amount of coverage, as well as your spouse's age. Supplemental spouse life insurance tends to cost more, because adults are at higher risk of passing away. All children are usually covered for the same rate as it would cost to cover a single child: The dollar amount is determined only by the amount of coverage. But most plans don't allow you to specify coverage for a single child. You can buy dependent life insurance just for your spouse, just for your children or for all eligible dependents. That maximum coverage is often limited to between 50% and 100% of your own supplemental coverage. That means you can purchase either $2,000, $4,000, $6,000, $8,000 or $10,000 of coverage per child.Įvery plan specifies the maximum amount of coverage per eligible dependent.(The limits are usually higher for spouses than for children.) Your dependent coverage options may also be limited by the amount of group coverage you got for yourself. So, for instance, a plan might let you purchase up to $10,000 of dependent insurance per child, in increments of $2,000. Coverage options and cost of dependent life insuranceĭependent coverage is generally offered in increments of a dollar amount, such as $2,000 or $10,000. This usually just requires answering basic health and medical questions about your family on forms, so the company can evaluate their risk. 1.ĭepending on when you buy dependent coverage and the amount you want to purchase, you may have to provide evidence of insurability for your dependents. For instance, if you buy coverage for your spouse during open enrollment, the policy may not go into effect until Jan. Unlike an individual life insurance policy, dependent coverage may not begin immediately. Examples would include being hired or getting married. Similar to health insurance, group and dependent life insurance can only be purchased during open enrollment or after qualifying events.
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All offensive plays start with a formation and a Kickoff Return is an offensive play. Why? A kickoff return is nothing more than an offensive play in space. Long before any of his blockers ever make contact with the coverage team. Many kickoff returns are doomed before the returner takes his first step with the ball. Yet, some of the attention to detail often goes out the door. No other play in football takes up more field and has to be executed in this much space as a kickoff return. Kickoff return is the emphasis of the day. Then the horn blows and we start our special teams period. Many Kickoff Returns Are Doomed Before The Returner Takes One Step With The Ball On the other end of the field, you will hear a defensive line coach demanding a six (not a seven) inch first step when the ball is snapped. The quarterback must take a five step drop without a hitch as opposed to the hitch. Walk out onto any practice field and you will hear a coach demanding detail. A fraction of a second here or six inches there has cost many of us a football game. Sounds like common sense right? That is until we ask the question, what is your kickoff return formation? This is when you get that sideways look that says “What are you talking about?”įootball coaches take great pride in their demand for attention to detail. But they will at least have the opportunity to prove the doubters like me wrong.The moment that a football play is put into motion, the team who is taking the snap or receiving the football must create an offensive formation. I personally don’t think it can be fixed by this staff. We’ve seen trends over time with Hafley’s roster that make me think the same old issues will crop up and we’ll get the same old excuses. They have quite the laundry list of problems and there are no easy fixes. And they’ll need to rework basically everything about their defense that didn’t show up to play for most of the 2023 season. They’ll need to rethink their offensive gameplan in a way that absolutely maximizes starting QB Thomas Castellanos, who is their biggest weapon right now. They’ll need to hit the transfer portal hard and do some serious reckoning with their roster. They need to take the opportunity and run with it, because this is probably the end of the line. It will be year 5 of the Jeff Hafley era, and the excuses should start running out. But with that contract starting to run out and a tough 2024 schedule on the horizon, don’t be too certain we’ll see the same amount of forgiveness come next fall. But he was afforded some leeway after the 3-9 debacle in his third year, and he’ll likely be afforded even more leeway after he brought the team back to a bowl game this season. If the BC administration wasn’t so conservative in its decision-making, Hafley would probably already be out. And Hafley won’t have the same luxury of a cakewalk schedule to mask some of the deficiencies. Now with recruits dropping like flies and players hitting the transfer portal, the BC football roster looks like it could be in rough shape in 2024 and beyond. Since then, Hafley’s program has endured a disastrous 3-9 campaign in 2022 and then a mess of one this year, in which BC barely scraped by to reach 6-6 with the easiest schedule in all of Power 5 football. Hafley signed a contract extension in November 2021 that would keep him at BC through the 2026 season, but that seems like a long, long time ago. That’s what it will take if they want to fire BC football head coach Jeff Hafley at the end of the 2024 season. The Boston College administration can stomach a two-year buy out, right? The AAC collects information you provide and uses this information to better serve you by responding to your requests, customizing your online shopping experience, sending special offers from our partners, and mailing or emailing you membership renewal notices. Having trouble? View the entire Library FAQ here, or give us a call at the library at (303) 384-0112 ext. Use the email address and password associated with your AAC profile. Go to Log in to your account either on the left side or in the top right corner How do I login to check out library books? Your primary section is determined by your main mailing address and cannot be changed without changing your address in General Settings. If you wish to add a dependent after that you must change your family plan by contacting the office at (303) 384-0110 or emailing us at. You can then add one additional adult to the family. For example, if you are on a family plan for 2 adults, you, the primary account holder, are considered to be the first adult. Please note that you cannot add more members than what your family plan allows. As soon as they accept or decline the invite / removal, your account will reflect the changes appropriately. If you are adding / removing a person who is already a member, they will receive an email and a notification in their Profile informing them that you wish to add / remove them from the family plan. If you are adding a person who currently does not have an AAC membership, they will be added automatically. To remove a member, click on the Remove button next to the member your wish to remove. To add a family member, simply click on Add Family and fill out the information for the new potential member. If you wish to add or removed members, click on Manage Plan. Here you will have the option to either View Members on your family plan or Manage Plan. You can now manage your family plan straight from Profile! Assuming you are on a family membership plan and are the primary account holder, when you visit your Profile page take a look at Your Membership at a Glance (center left of your screen). I want to add family members to my family membership plan. Additionally, you can print out a letter by clicking on Proof of Membership from that same page. You can print out a version of your membership card by clicking on Membership Card on your My Profile page. In an effort to save resources, we have stopped printing member cards for the time-being. If you've followed these steps with no success, give us a call during business hours at (303) 384-0110 or email and we'll get you squared away! If you're having trouble finding the email containing your temporary password, check your spam folder. Enter your email address and you'll receive an email with a link to reset your password. Remember you can always change your password at any time within you Profile by navigating to the Security settings page. Help!įrom the login page, select “Forgot Your Password?". I forgot my password and am having trouble resetting it. Payment gives you the option to update your credit card or sign up for automatic billing on your membership. If you click on Security, you can change your email and/or password. Clicking on General Settings will allow you to upload a profile picture and edit your contact information and personal information. The icon will reveal a dropdown menu with a few options. Once you've logged in to your online profile, click on the Settings gear icon in the top right corner of your screen. How do I change my settings, contact information, and preferences? Turn it into an analog clock display by clicking analog.Change the number of hours and minutes displayed by hitting the reset button.Set up flipclocker as a full-screen clock wallpaper in landscape or portrait mode.Switch between 12-hour and 24-hour format.That makes using FlipClocker as a clock or a full-fledged clock screensaver, white noise background player, and date display combo very easy! How to Customize Your Clock Wallpaper You can choose what color scheme you want (there are many options) and whether or not you want the date displayed.įlip Clocker allows you to show the date at any time by clicking on it with your mouse cursor.Countdown tracking – counts down to a specific minute.Timekeeping across different time zones.Clock – a clock with a 12 or 24-hour format.You can customize it to show whatever you want on display: The FlipClocker app displays the time, date, and, optionally, other information, such as dates. Over ten types of white noise sounds are supported, allowing you to choose the one you prefer. For example, you can use it as a white noise player to help create a peaceful environment and promote sleep. It also has some additional features that make your life easier. Users can set up the flip Clocker as their mac screensaver without registration and subscription. You can also create a personalized clock wallpaper with its built-in customization features. There are many clock styles for your selection, such as Flip Clock, analog Clock, and number clock. Its simple design and excellent customization features make it the ideal option for anyone who wants to make their Mac’s desktop personalized and stylish. You can use it as a simple clock wallpaper to decorate your Mac’s home screen and display time with flipping animations. It supports both 12 and 24-hour time formats and has many customizable options. FlipClocker App: Clock Wallpaper with Flipping AnimationsįlipClocker is a flip clock wallpaper for Mac that can be used as a clock, timer, or stopwatch. So, there will be no need to reset any settings manually because everything gets updated automatically in real time. The most accurate time updating is ensured through its automatic update feature. An online flip clock has an attractive split-flap display and can help you see time, remaining time, and date. Flip Clocker Frequently Asked Questions:Ī full-screen flip clock is a computer screen saver that lets you make your desktop/laptop screen resemble a flip clock – with a running timer.Importance of upgrading your Mac’s desktop.FlipClocker App: Clock Wallpaper with Flipping Animations. The full measure of Kresge’s renewal can’t be taken until completion of the final phase of Gang’s master plan, a design-build project that includes Bay Area firm EHDD. “The aim is buildings that are of the forest rather than the street.” “From the beginning, we sought to connect with the environment rather than wall it off,” says Steve Wiesenthal, who leads Studio Gang’s San Francisco office and served as principal in charge for the project. The slats of pine that, above the base, clad the exteriors play a different role: they give the bent forms a dark, vivid hue that fits well within the redwoods rising on all sides. More successful is the exposed cross-laminated timber in the lounges and dorm rooms, a warm touch that humanizes even the snuggest spaces. The new residential halls show hints of the strain involved in working to maximize the number of student beds while confining each structure to as small a footprint as possible: the hallways are narrow, with exposed overhead ductwork painted vibrant orange to tryto enliven them. Similarly, the stub ends of each hall are clad in glass for common areas at the ground level as a gesture toward porosity and community Halloween morning, students could be seen carving pumpkins in one ground-floor lounge. The upper floors cantilever out from the base, creating shielded pathways that also lessen the structures’ presence on the ground. Distinctive clusters were retained where possible, which meant bending each rectangular block into forms that Gang and her colleagues liken to elbow macaroni. These new buildings run along a section of Kresge’s ridge that hadn’t yet been developed, which meant cutting down roughly 40 trees of varying size. There’s an entirely different tone to the new residential halls that begin southwest of the academic building and together contain 400 beds, in addition to the 365 in the original housing structures that are being rebuilt as part of the master plan’s second phase. So does the overlapped drama of stairways and corridors that swell to allow seating nooks, the occasional table, or spots to lean against a railing and trade gossip with a friend.Īn elevated ravine walk (4) carries foot traffic through Kresge College’s heavily wooded eight-acre campus (5). But the gentle descent of the auditorium, and the clerestory-lit passageways along it, pull the earthy flow of the exterior into the building itself. The lower levels of the building offer fairly conventional classrooms and staff spaces, albeit with large windows that showcase the redwoods edging the ravine. The academic center’s height tops off at only 31 feet, equal to its predecessor, yet it contains a 600-seat lecture hall that ranks as the largest at UC Santa Cruz. When we first put it on the site, it felt huge.” “We worked really hard on the curves, to make it more organic. “I love how this building turned out,” she confesses. According to Gang, the inspiration was the mushrooms that grow on the trunks of redwood trees in the dense, moist forests that surround the campus, spreading wide in layer after sinuous layer. There are two main challenges in mounting the appropriate antibody responses to infection or vaccination, arising from the variations intrinsic to both pathogen and human populations. Eliciting repeated, specific, and potent antibody responses to a given pathogen is also a primary goal of vaccination, and the desired outcome of most vaccine development strategies. Antibodies are an important mediator of the immune response to infection, with the ability to bind various pathogens and neutralize their infectivity or accelerate their clearance. We suggest that quantitative multi-scale mathematical models of B-cell and GC reaction dynamics provide predictive frameworks that can apply basic immunological knowledge to practical challenges such as rational vaccine design.Įffective immune responses to pathogens are characterized by antibody production in the short term, and generate immune memory against that specific antigen in the long term. We summarize our current understanding within each of these scales, and identify missing links in connecting them. At the molecular scale, over seconds to days, intracellular signaling, transcriptional, and epigenetic networks modulate B-cell fates and shape their clonal lineages. At the tissue and cellular scale, over hours to weeks, B-cells undergo selection via spatially distributed interactions with local stroma, antigen, and helper T-cells. At the organism scale, over weeks to years, the antibody sequence repertoire formed by various B-cell clonal lineages modulates antibody quantity and quality over time. The regulatory dynamics of B-cells within the GC are complex, and unfold across multiple interacting spatial and temporal scales. In order to grasp and leverage the complexities of the antibody response, we advocate for a mechanistic understanding of the multiscale germinal center (GC) reaction – the process by which precursor B-cells evolve high-affinity antigen-specific antibodies, forming an effector repertoire of plasma and memory cells for decades-long protection. Signaling Systems Laboratory, Department of Microbiology, Immunology, and Molecular Genetics, and Institute for Quantitative and Computational Biosciences, University of California, Los Angeles, Los Angeles, CA, United StatesĪntibody-mediated adaptive immunity must provide effective long-term protection with minimal adverse effects, against rapidly mutating pathogens, in a human population with diverse ages, genetics, and immune histories.Haripriya Vaidehi Narayanan Alexander Hoffmann * You will need to download Voukoder 7.2 and the Vegas Pro connector - 2 downloads. Voukoder uses the same H.264 encoder that Handbrake does and offers similar custom settings. This alternate method means you will not be using Handbrake to render your video, but instead use Voukoder. IMPORTANT UPDATE! It appears that an update to Vegas Pro 18 has broken the process, which means it no longer works with Vegas Pro 18.Īlternate solution! If you can't get this complicated process to work in your version of Vegas Pro, I recommend you try a much easier option which uses a new plugin called Voukoder. In hindsight I should have experimented with this rendering technique a long time ago, because it can definitely help render better quality video in particular circumstances. I will admit that I resisted trying this approach for a long time, because reports on various Vegas Pro forums, seemed to suggest that setting up this workflow was complicated and sometimes problematic. For many years, the gurus and power geeks of the Vegas Pro community, have known the secret of how to frame-serve output from Vegas Pro directly into Handbrake and use the Handbrake x264 encoder to render their projects instead of using one of the included Vegas Pro encoders. I often get asked about how to render video from Vegas Pro into Handbrake. Using HandBrake/x264 to encode a video, could result in better picture quality and smaller file sizes, compared to encoding the same video in Vegas Pro using Magix AVC, MainConcept AVC or Sony AVC. The software allows users to remove additional occupied space from a hard drive partition, but it can also prevent recovery of sensitive files by using several advanced overwriting algorithms. And lately I am pondering on getting a more powerful laptop, so I have been surfing to computer store sites, Nothing extraordinary to get worked up on. Maintenance Tools PrivaZer 4.0.80 Overview Certified Whats New Similar to 6 PrivaZer can permanently wipe all traces using secure deletion methods and also reset you free disk sectors to zero. PrivaZer is a free PC cleaner and privacy tool for Microsoft® Windows®. And if hackers try to transfer your funds, the funds can be traced you will be refunded.Īs for getting exposed, I regularly do the same thing over and over, going to this website and a few security news ones. Only criminal hackers dare fiddle with banks, because they know banks keep records of everything - what time you sign on, what transactions you did and so on. So you must make sure you patch or get the latest version of browsers. This usually takes advantage of browser vulnerabilities. You click on their banners and your machine gets hacked. Where hacking meets tracking are those hackers who buy advertising space and show malicious ad contents like banners. They like to see what you do and control your machine just to prove how powerful they are. Most of the time, the tracking is within a site, whereby the web designers get to know which features are used and which ones are not, so they know what to spend time on to improve things that matter. The best thing about Privazer is that it is free if you can’t afford to donate.Most of those trackers are advertising agencies, and nosey webmasters trying to offer content geared towards your interests. I think the yearly donation of $15 is worth it but the free version works just as good. For those of you who are running low on space Privazer will also search for files that are no longer needed and safely delete them for you if you choose that option as well. Privazer has never borked my system yet but for those of you who are paranoid I would recommend the basic user setting and let Privazer automatically use the safer settings on your system. I am able to wipe files and folders in Firefox and other browsers using the custom settings and can get Privazer to also wipe the pagefile.sys folder on shut down. I really like how this software cleans my tracks. Keep in mind that I could have updated the software manually if I chose not to re donate. I was actually thinking about donating again so this didn’t really annoy me and I signed up for a $15 dollar a year plan through PayPal today. The new version 4.0 had expired my donors version. Now you: do you use system cleaners or privacy tools? Users who are looking for an alternative to CCleaner may want to give this one a try. New users need to spend some time initially going through the options, menus, and scan options while existing users will feel right at home again when they run the new version for the first time. Privazer 4.0 improves the program in several meaningful ways. Last but not least, storage connections and disconnects have also been improved in the new version. $Logfile scans, cleanups of Firefox, Chrome and Opera, and $MFT Index have also improved. The developers have improved the overall speed of the application and the portable version. The addition increases the number of supported browsers to ten (legacy and Chromium-based Edge, Internet Explorer, Firefox, Pale Moon, Chrome, Brave, Vivaldi, Opera and Safari).Īnother new feature, only available to donors, is a new setting to download program updates automatically when they become available. Privazer 4.0 includes support for the Chromium-based version of Microsoft Edge. Regardless of mode, it is recommended that you check the "always create a restore point" under Advanced Options > Cleanup, and go through the settings once before you let it do any cleanup operations. Privazer supports basic and advanced user modes if you are experienced, you may load the advanced mode as it provides you with more options and choices that you can make. The design is not that different from previous versions though and won't irritate long-standing users of the program. The new version of Privazer comes with a new design according to the release notes. The program is still available as a portable version and installer for Windows. Compatibility remained the same in the version: you can run the program on Windows XP and newer versions of Windows (including Windows 10). I reviewed Privazer back in 2012 for the first time when it was released initially, and concluded that it felt like the big brother of the-then popular tool CCleaner. Mean regional small airways deposition was also greater across inhalation profiles with BGF (16.9–23.6%) versus FF/UM/VI (6.8–8.7%) and for each treatment component. ResultsĪcross inhalation profiles, mean total lung deposition was consistently higher with BGF (47.0–54.1%) versus FF/UM/VI (20.8–22.7%) and for each treatment component, with greater deposition for BGF also seen in the central large airways. For the common profile, deposition for BGF versus FF/UM/VI was compared post-hoc using paired t-tests. Simulations were performed using multiple inhalation profiles of varying durations and flow rates representing patterns suited for a pressurized metered-dose inhaler or dry-powder inhaler (four for BGF, two for FF/UM/VI, with one common profile). Total, central, and regional small airways deposition as a percentage of delivered dose of budesonide/glycopyrronium/formoterol fumarate dihydrate (BGF) 160/7.2/5 µg per actuation and fluticasone furoate/umeclidinium/vilanterol (FF/UM/VI) 100/62.5/25 µg were evaluated using in silico FRI based on in vitro aerodynamic particle size distributions of each device. Three-dimensional airway models were produced from 20 patients with moderate-to-very severe COPD. Deposition was assessed using real-world inhalation profiles simulating everyday use where optimal inhalation may be compromised. This study evaluated lung deposition of two inhaled corticosteroid (ICS)/long-acting β 2-agonist/long-acting muscarinic antagonist single-inhaler triple therapies using in silico functional respiratory imaging (FRI). Small airways disease plays a key role in the pathogenesis of chronic obstructive pulmonary disease (COPD) and is a major cause of obstruction therefore, it is a critical pharmacotherapy target. hd sex photos porn xxx images xxx.hair porn mba PornPics Pictures porn ryukyu. Hot Babes Erotic Ashley Lightspeed Porn Photos Sex City Naked Pornstars Ashley Lightspeed Nude Pictures xXx Pics. Katerina Strougalova Nude Galleries Busty Ashley Lightspeed with Plump Pussy Ashley Lightspeed in the Shower Miss Lightspeed September 2005 alison angel nude, ashley gracie, rachel ashley nude, ashley moore nude, ashley moore topless, ashley moore pornstar, rachel ashley fucking, ashley Continue reading. Lightspeedgirls SexHD Pics : 1 Live Sex Cams Free Porn Cams Naked Cam Girls. 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